Tips to Find a Good Bankruptcy Lawyer Who Will Provide the Necessary Legal Services

Bankruptcy is quite a serious matter and there is nothing worse for an individual or a corporation than having to file for bankruptcy. It can affect many people and ruin their careers and lives and render them completely helpless. The very word bankruptcy means a legal state of being unable to repay debts that one owes to the creditors. It is also sometimes referred to as insolvency. It can happen to both individual and organizations. Creditors will normally file a bankruptcy petition in an endeavor to recover a part of the money payable to them by the company or organization when bankruptcy happens to an organization. When it happens to an individual then they get buried in so much debt that they find it impossible to recover from it, and have no other option but to file for bankruptcy.

Therefore, whether it happens to an individual or an organization, it is absolutely necessary to seek the services of a bankruptcy lawyer who is well acquainted with bankruptcy law and will be able to shield you against the petition filed by the creditors. The bankruptcy lawyers are quite expensive and they will only render their services once you convince them that it is possible for you to bear their fees, and pay them on time. But since they are expensive and since your entire financial future depends on their expertise you should be careful as to whom you hire and follow some guidelines while looking for a good bankruptcy lawyer.

  1. The first step in hiring a bankruptcy lawyer is to look for an experienced lawyer who has the necessary expertise to handle any kind of bankruptcy. Remember that your future is in the hands of this individual who will represent you in the court of law. It is their knowledge and expertise which will determine how your case unfolds in the court and what is your chance of winning the case.
  2. It will be prudent to do some background research before you hire an expensive bankruptcy lawyer. Ask your colleagues, friends, neighbors, or any of your acquaintances who have gone through the same ordeal or knows someone who have required the services of a bankruptcy lawyer. Internet search can also throw back results about the lawyers in your location and their specialties. Yellow pages can also be a good source from where you can get hold of a lawyer. Any bankruptcy lawyer that is working in your area should be listed there and hence as per your requirements you can get the contact details of such a lawyer. Just look into the bankruptcy section and you will immediately give a list of all bankruptcy lawyers in your area.
  3. Once you have listed the lawyers in your area, it is time for some background checks on the list and then pick one from the list. Through the internet, it is easy to get information on the lawyers and their case histories, their success rate, and client feedbacks. You can also ask for a review on the lawyer you are interested in, by calling up the court and asking them for a review. You will also be able to check which bankruptcy lawyer has the majority number of winning cases. Also important is to find out which bankruptcy lawyer has the maximum experience of working in your area and the local court, because that will mean that the particular lawyer will have good rapport with the court officials. Hiring lawyer who has a winning streak but belongs to another state is a bad idea, because laws change from one state to another and a lawyer who is working in another state may not be successful in your state, as he won’t have enough information to fight your case.
  4. A consultation session is a must once you have shortlisted two or three lawyers. You can always cal up and request them to meet you for a consultation session. These sessions are usually free of the lawyers’ billing time. If a lawyer demands money for this session, it will be best to avoid that lawyer. This session will be the deal maker, and will certainly help you make that final decision regarding which lawyer is best suited to fight your case.

The current world is dominated by credit card users, and people fall into debts because it is difficult to keep a check on the spending for most people who enjoy the good life. But the result can be huge debts which have led to the increase in bankruptcy petitions which in turn has resulted in an increase in demand for bankruptcy lawyers. The above tips can be used as a guideline for finding the right lawyer as there are risks for a lay person without any knowledge of legal matters to bump into a money grabbing legal monster who is only interested in making a few extra bucks while offering poor legal services in return.

How A Good Bankruptcy Lawyer Can Help You

Bankruptcy laws are extremely complicated and nearly impossible for the average person to understand. With the new bankruptcy laws that have been recently put into action, the laws have become even more complicated. This is why it is important to hire a bankruptcy lawyer if you are considering filing bankruptcy. He or she can help you choose the right chapter of bankruptcy for you.

A bankruptcy lawyer specializes in the laws as they pertain to filing bankruptcy. However, not every lawyer is versed in the laws of your particular state. That is why it is very important to go with a local lawyer who is familiar with the bankruptcy laws of your state. The laws can be considerably different from one state to another. So make sure that the lawyer you choose not only has experience working in your state, but is licensed to work with cases in your state as well.

When choosing a bankruptcy lawyer it is important that you feel comfortable working with him or her. Filing bankruptcy is a very emotional and life changing experience. Therefore, you will want a lawyer that understands what you are going through. An experienced bankruptcy lawyer will know exactly how to handle any of your concerns or fears. One of the best ways to get a feel for your lawyer is to interview him or her. Be sure to ask plenty of questions so that you have a complete understanding where he or she stands on certain matters. Also, be sure to ask what their success rate is and if he or she has handled cases similar to yours before.

When filing bankruptcy, your budget will be a key element. Therefore, you will want to make sure you have a full understanding of any and all fees your lawyer will be charging. Generally speaking, a bankruptcy lawyer charges a sizable fee for his or her services. You will be responsible for paying for the actual bankruptcy, which varies depending on what type you file for. Chapter 7 bankruptcy runs around $300. Then, your lawyer will charge approximately $1000 to $2000. If the fee is too high, you will want to consider another lawyer. But keep in mind that legal services are going to cost something, and it may be to your advantage to pay a bit more for an excellent lawyer, rather than paying much less for a bankruptcy lawyer with far less experience.

Picking a reputable bankruptcy lawyer is crucial to the outcome of your case. Therefore, you do not want to choose a lawyer at random. Picking a lawyer blindly out of the phone book could have a negative impact on the overall outcome. When choosing a lawyer, ask family and friends for recommendations. Although they may not have personally filed bankruptcy, they may have another friend who can recommend someone. So be sure to ask around. If you cannot find a personal recommendation, you can check with the Better Business Bureau to see if they have had any negative feedback on a lawyer you are considering.

Do not pick out a bankruptcy lawyer at the last minute. Be sure to do some advance planning and research. Otherwise, if you pick a lawyer at the last minute you could end up with a lawyer who is not experienced in the area you need or whom you do not feel comfortable working with.

No one likes to admit that they need help. However, when filing bankruptcy it is essential that you work with a lawyer who specializes in the field of bankruptcy. He or she can help make the overall process a lot smoother and easier. With the laws that are in place today, it is vital that you have an experienced lawyer who has a full understanding of the laws and can help you through the bankruptcy process.

Megan’s Law – It’s Only Half The Battle

Spend some time in any PTA meeting, Mommy & Me group, or even a playdate with friends and it isn’t long before the conversation turns into a worried discussion about Megan’s Law and the sex offender information that parents can now readily access with just a few clicks of their computer mouse.

Parents everywhere are feverishly checking these websites, sometimes weekly or even daily, to see if a registered sex offender resides nearby. Unfortunately, there are a few flaws in this perceived “safety net” that well-intentioned parents should know.

Don’t get me wrong, I am a HUGE proponent of Megan’s Law and the information it provides. I strongly believe that once a sex offender has been released back into the community, the public has the absolute right to know their whereabouts.

But… focusing solely on this component of child safety can do a serious disservice to our kids, IF we stop there.

A Basic Overview of Megan’s Law

Megan’s Law is a federal law, signed on May 17, 1996 by President Bill Clinton. It is named for 7 year old Megan Nicole Kanka of Hamilton Township, New Jersey, who tragically, was sexually abused and killed in 1994 by a twice-convicted pedophile who lived across the street from her home. Unaware of his presence and criminal history, Megan’s parents, Maureen and Richard Kanka, were devastated and outraged. They established the Megan Nicole Kanka Foundation and lobbied government officials to create a law which would require all 50 states to release information regarding the presence of convicted sex offenders in our communities. In it’s most basic terms, the law mandates that the public has the right to know the whereabouts of convicted sex offenders once they have been released, and that all 50 states must make this information available to the public.

Many states have created a dedicated Megan’s Law website, to which the public can log onto through their own personal computer and research the data pertinent to their town or local community.

There are several ways you can check the Megan’s Law sex offender register in your state. In my home state of California, the website is meganslaw.ca.gov. To access the information in your state, you can visit familywatchdog.us. This website provides a free national sex offender registry link and also contains excellent safety information. You may also check your state’s Attorney General’s website, your State Police website, or visit megannicolekankafoundation.org.

Only Part of the Solution…

While Megan’s Law is an excellent awareness tool and provides vital information to the public, parents must remember that it can only do so much.

To begin with, a sex offender register is not a perfect system. In some instances, registered offenders may or may not actually be living where they are listed. Depending on which state you live in, you may even have some registered offenders whose whereabouts are not made public due to an exclusionary clause in the law. For example, some offenders fall into the “undisclosed category” – which means they areregistered with the state, but their information is not accessible on the website. According to the California Dept. of Justice, approximately 25% of registered offenders are excluded from public disclosure by law, depending on the type of crime that person has been convicted of.

More importantly, parents must remember that there are plenty of sex offenders out there who simply haven’t been caught, and therefore, are not listed on any register. As a result, we need to protect our kids from those who may be “flying under the radar” as it were.

What’s A Parent To Do?

Be a PRO-ACTIVE parent rather than a REACTIVE one. A PRO-ACTIVE parent can beat a sex offender at their own game. By now, many parents are somewhat familiar with the real statistic that 90% of child sexual abuse happens by someone the child knows, not by a stranger. Since that’s the real issue, it’s time we started looking at prevention education in a way actually protects our children.

Kids need to be taught how to recognize and defend their personal boundaries with adults they interact with. They need to understand what is appropriate and inappropriate behavior from a grown up (or even an older child), and what to do if they get a red flag or “uh-oh” feeling from someone’s improper actions.

In plain English, kids need to know what to do if “Coach Smith” tries to touch a private part of their body, or if a babysitter or relative wants to play a physical “touching game” that just feels weird or “yucky”. These are much more common scenarios than the stranger who may or may not be living down the street.

Megan’s Law is a good start in protecting our kids. Yet, it’s still only half the battle. With smart prevention education in conjunction with Megan’s Law, we can offer each other a real solution to keeping our children safe.

10 Prevention Tips for Parents

1. Don’t equate stranger with danger. Teach your child how to recognize a potentially dangerous action or situation instead. (“Thumbs up or thumbs down!”)

2. Be involved in your child’s activities. As a “visible parent”, you’ll have a better opportunity to observe how other adults interact with your child.

3. Screen caregivers and babysitters carefully. Always check references – no matter who they come recommended by.

4. Pay attention to clues and cues in other adults’ behavior around your child. A predator’s grooming tricks can be very subtle at first. For example, is there someone who continually tries to arrange “alone time” with your child, often working very hard to create the opportunity by using flattery or suggesting outings that don’t include you?

5. Listen to your child, especially if they consistently don’t want to be around a particular person, such as a babysitter, relative, or family friend. They may be sensing “a red flag” that you are unaware of.

6. Let children decide for themselves how they want to express affection. Do not force them to a hug or kiss another person if they don’t want to.

7. Spend quality time with your children. Kids who are starved for affection or attention can be vulnerable targets for a child molester or predator.

8. Be alert to anyone who insists on being physical with your child (hugging, kissing, tickling, wrestling, touching) especially when the child seems uneasy or has asked them to stop.

9. Let children know they have the right to say NO to any unwanted touches or physical attention. It’s okay to say NO even to a grownup or a bigger kid, and then immediately tell a grownup they trust (like mom or dad) as soon as they can.

10. Review and practice basic safety skills with your children often. Children need to hear the information more than just once to really understand.